PFG established a residential loan business in 2006 and aggregates its residential lending to provide our clients with a well established and extensive lender panel comprising of both bank and non-bank lenders.
Our products include:
Standard Variable Loan
Basic Variable Loan
Intro Rate ‘Honeymoon’ Loan
Fixed Rate Loan
100% Offset Loan Account
Line of Credit Loan
Low-Doc & Credit Impaired Loans
Construction Loans
Common Types of Home Loans:
Fixed-Rate Home Loans: Lock in an interest rate for a set period, ensuring consistent repayments.
Variable-Rate Home Loans: Interest rates fluctuate with the market, offering flexibility and potential cost savings.
Split Loans: Combine fixed and variable rates, giving borrowers a mix of stability and flexibility.
Interest-Only Loans: Borrowers pay only the interest for a specified period, reducing initial repayments.
Refinance Home Loans: Replace an existing loan to secure a better rate, reduce repayments, or access home equity.
Offset Loans: Links a savings account to the loan, reducing the interest charged on the outstanding balance.
Low-Deposit Loans: Suitable for buyers with smaller deposits, often with Lenders Mortgage Insurance (LMI).
Construction Loans: For building a new home, funds are released in stages as construction progresses.